Personal Banking Rates

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Certificates of Deposit Special

Term
Min. Required
Interest Rate
APY*
6 Month
$500
3.735%
3.80%
12 Month
$500
3.590%
3.65%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Certificates of Deposit

Term
Min. Required
Interest Rate
APY*
31 Days
$500
0.45%
0.45%
91 Days
$500
0.65%
0.65%
6 Month
$500
0.65%
0.65%
9 Month
$500
0.70%
0.70%
1 Year
$500
1.00%
1.00%
1 1/2 Year
$500
1.00%
1.00%
2 Year
$500
1.00%
1.00%
2 1/2 Year
$500
1.00%
1.00%
3 Year
$500
1.00%
1.00%
4 Year
$500
1.9%
1.20%
5 Year
$500
1.39%
1.40%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Traditional/ Roth IRA

Account Type
Length
Interest Rate
APY*
Fixed Rate IRA
1 & 2 Years
3.735%
3.80%
Variable Rate IRA
1 Year
3.590%
3.65%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Savings

Account Type
Min. Required
Interest Rate
APY*
Statement Savings
$50
0.12%
0.12%
Sammy Savers
N/A
0.12%
0.12%
Golden Passbook*
$1,000
1.00%
1.00%
Christmas Club
N/A
0.12%
0.12%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Interest Bearing Checking

Account Type
Min. Required
Interest Rate
APY*
Benefits Plus
$2,500
0.10%
0.10%
Small Business
$1,000
1.986%
2.00%
Business Plus
$5,000
0.15%
0.15%
Elite Checking
N/A
3.93%
4.00%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Safe Money Market

Min. Required
Interest Rate
APY*
$1,000-9,999
0.10%
0.10%
$10,000-24,999
0.15%
0.15%
$25,000-49,999
0.15%
0.15%
$50,000-99,999
0.20%
0.20%
$100,000+
0.25%
0.25%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Platinum Money Market

Min. Required
Interest Rate
APY*
$1,000-24,999
0.10%
0.10%
$25,000-49,999
0.15%
0.15%
$50,000-249,999
0.35%
0.35%
$250,000+
0.40%
0.40%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Executive Money Market

Min. Required
Interest Rate
APY*
$25,000-49,999
1.789%
1.800%
$50,000-249,999
2.770%
2.800%
$250,000+
3.499%
3.550%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.

Health Savings

Min. Required
Interest Rate
APY*
$0.00-4,999.99
0.996%
1.00%
$4,999.99-14,999.99
1.981%
2.00%
$15,000.00+
2.959%
3.00%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of 03/04/2026.