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Rates
Certificates of Deposit Special
| Term | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| 6 Month | $500 | $500 | 4.121% | 4.20% |
| 13 Month | $500 | $500 | 3.735% | 3.80% |
| 24 Month | $500 | $500 | 3.445% | 3.50% |
| 60 Month | $500 | $500 | 3.929% | 4.00% |
| Term | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| 31 Day | $500 | $500 | 0.45% | 0.45% |
| 91 Day | $500 | $500 | 0.65% | 0.65% |
| 6 Month | $500 | $500 | 0.65% | 0.65% |
| 9 Month | $500 | $500 | 0.70% | 0.70% |
| 1 Year | $500 | $500 | 1.00% | 1.00% |
| 1 1/2 Year | $500 | $500 | 1.00% | 1.00% |
| 2 Year | $500 | $500 | 1.00% | 1.00% |
| 2 1/2 Year | $500 | $500 | 1.00% | 1.00% |
| 3 Year | $500 | $500 | 1.00% | 1.00% |
| 4 Year | $500 | $500 | 1.193% | 1.20% |
| 5 Year | $500 | $500 | 1.391% | 1.40% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of February 19, 2025.
Interest Bearing Checking
| Account Type | Amount | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|---|
| Elite Checking | $0.00 - $25,000 | $0 | $0 | 4.00% | 4.00% |
| Benefits Plus | N/A | $2,500 | $2,500 | 0.10% | 0.10% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
*** If Balance exceeds $25,000, rate will revert to 0.05% APY.
Rates Effective as of February 19, 2025.
Health Savings Account
| Amount | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| $0.00 - $4,999.99 | $0.00 | 0.996% | 1.00% |
| $5,000.00 - $14,999.99 | $5,000.00 | 1.981% | 2.00% |
| $15,000.00 + | $15,000.00 | 2.959% | 3.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of February 19, 2025.
Savings Accounts
| Account Type | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| Statement Savings ** | $50.00 | N/A | 0.12% | 0.12% |
| Golden Passbook *** | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
*** Penalty for early withdrawal. Rates are subject to change quarterly. Fees could reduce earnings.
Rates Effective as of February 19, 2025.
Safe Money Market Tiered Rates
| Amount | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| $1,000 - $9,999 | $1,000 | 0.10% | 0.10% |
| $10,000 - 24,999 | $10,000 | 0.15% | 0.15% |
| $25,000 - 49,999 | $25,000 | 0.15% | 0.15% |
| $50,000 - 99,999 | $50,000 | 0.20% | 0.20% |
| $100,000 + | $100,000 | 0.25% | 0.25% |
* Annual Percentage Yield
** Interest rate subject to change without notice. If Balance falls below $1000.00, a service charge will be applied.
** Interest rate subject to change without notice. If Balance falls below $1000.00, a service charge will be applied.
Rates Effective as of February 19, 2025.
Platinum Market Tiered Rates
| Amount | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| $1,000 - $24,999 | $1,000 | 0.10% | 0.10% |
| $25,000 - 49,999 | $25,000 | 0.15% | 0.15% |
| $50,000 - 249,999 | $50,000 | 0.35% | 0.35% |
| $250,000 + | $250,000 | 0.40% | 0.40% |
* Annual Percentage Yield
** Interest rate subject to change without notice. If Balance falls below $1000.00, a service charge will be applied.
** Interest rate subject to change without notice. If Balance falls below $1000.00, a service charge will be applied.
Rates Effective as of February 19, 2025.
Executive Market Tiered Rates
| Amount | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| $25,000 - 49,999 | $25,000 | 2.183% | 2.200% |
| $50,000 - 249,999.99 | $50,000 | 3.159% | 3.200% |
| $250,000 + | $250,000 | 3.886% | 3.950% |
* Annual Percentage Yield
** Interest rate subject to change without notice. If Balance falls below $25,000, a service charge will be applied.
** Interest rate subject to change without notice. If Balance falls below $25,000, a service charge will be applied.
Rates Effective as of February 19, 2025.
Individual Retirement Accounts
| Account Type | Minimum Balance to Obtain APY | Length | Interest Rate | APY* |
|---|---|---|---|---|
| Fixed Rate IRA | $500 | 1 & 2 Years | 1.40% | 1.40% |
| Variable Rate IRA | $500 | 1 |
1.40% | 1.40% |
* Annual Percentage Yield ** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of February 19, 2025. |
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Fixed Rate Mortgages
| Mortgage Term | Interest Rate | APR* | Monthly Payment |
|---|---|---|---|
| 15 Year Fixed | 6.250% | 6.323% | $1286.13 |
| 20 Year Fixed |
6.625%
|
6.684% |
$1129.43
|
| 30 Year Fixed | 6.625% |
6.670% |
$960.47
|
The rates in this table are indicative only. Your rate is subject to market fluctuations until it is locked. Rates are subject to change without notice. *APR= Annual Percentage Rate **Payment and APR are based on $150,000 loan amount with 80% loan to value. Your actual rate, payment, and costs may be higher. Subject to credit approval. |
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