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Personal Savings
Personal Savings
Save confidently with flexible options that help you reach your goals. Enjoy competitive rates, easy online access, and local support from people who care about your financial success.
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our values
Why Choose BoB
At Bank of Brodhead, we believe banking should feel personal, honest, and local. Every decision, every relationship, and every investment starts right here in our community.
24 hour access
Manage your accounts anytime, anywhere, with secure online and mobile banking.
We’re Local
We do business locally, employ local people, and our shareholders are part of this community. We invest where we live and give back to the towns we serve.
Competitive Rates
Enjoy fair, transparent rates designed to help you reach your goals without surprises.
Trustworthy & Honest
We do what we say—and we always do what’s right on behalf of our customers.
Top-Notch Customer Service
We meet you where you are, on your schedule. Real people. Real help.
We’re Personal
You’re never just a number to us. We remember your name, your story, and your goals—because we’re in the people business.
markets
Safe Money Market
Earn more while keeping your money within reach. Our Safe Money Market account offers competitive, tiered interest rates with the flexibility to write checks when you need access to your funds.
Minimum balance of $1,000.00
Tiered interest rates: Earn higher rates as your balance grows
Local support: Get personal help from bankers who know you by name
SEP
Simplified Employee Pension
We offer SEP Accounts (Simplified Employee Pension) that fill basic employer needs. If you are self-employed and the idea of a plan that is extremely simple to establish and operate attracts you, then a simplified employee pension (SEP) may be the plan for your business. We have two types of investments:
Fixed Rate savings account
Fixed Rate savings account
Finance a home or vehicle, or consolidate debt—with local decisions and clear timelines.
Variable Rate savings account
Variable Rate savings account
Finance a home or vehicle, or consolidate debt—with local decisions and clear timelines.
Save smarter: Build funds for current and future medical expenses.
Portable account: Take your HSA with you, even if you change jobs or insurance.
Tax advantages: Contributions and earnings are tax-free when used for qualified expenses.
Account information accessible via Bank of Brodhead Online Banking and mobile app for iPhone and Android
Online convenience: Check balances, track spending, and manage your account anytime.
Local support: Get help from friendly faces who know you and care about your goals.
Funds stay with you year to year
Earn interest: Watch your savings grow while preparing for future health needs.
IRA
Personal IRAs
Invest in your future with confidence. Bank of Brodhead offers a full range of retirement accounts designed to help you reach your long-term goals.
ATM & Debit Cards
Enjoy tax-free growth on your retirement savings. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free—giving you more control over your future income.
Funds Transfer
Enjoy tax-free growth on your retirement savings. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free—giving you more control over your future income.
Roth IRA
Enjoy tax-free growth on your retirement savings. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free—giving you more control over your future income.
Roth IRA
Enjoy tax-free growth on your retirement savings. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free—giving you more control over your future income.
Traditional
Take advantage of changing market conditions with a variable rate that can help your savings grow faster—supported by friendly, local service every step of the way.
Roth IRA
Roth IRA
Enjoy tax-free growth on your retirement savings. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free—giving you more control over your future income.
Traditional IRA
Traditional IRA
Save for retirement with potential tax-deferred growth. Contributions may be tax-deductible, and earnings aren’t taxed until you withdraw them—helping you build long-term savings for your future.
product comparison
Find the right fit for you
Compare your account options to see which matches your lifestyle and goals.
Benefits +
Checking
Checking
Platinum
Money Market
Money Market
Statement
Savings
Savings
Golden
Passbook
Passbook
$ammy
$aver's Club
$aver's Club
Minimum Opening Balance
ID TheftAid
Additional Enrollment Required
Additional Enrollment Required
Direct Deposit
Earns Interest
Monthly Statement
solutions
Other Banking Solutions
Explore more ways to manage your money with Bank of Brodhead. From savings to digital tools, every option is designed to support your financial goals.
rates
Our Rates
Explore fair, transparent rates for your business or ag operation—with local lending decisions and support from people who know your community.
Term | Min. Required | Min. Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of September 03, 2025.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of September 03, 2025.
resources
External Resources
Finance a home or vehicle, or consolidate debt with local decisions and clear timelines.