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Personal loans
Borrow smarter with local lending you can trust
Move forward with confidence through local lending you can rely on. From buying a car to tackling a project or consolidating debt, Bank of Brodhead offers clear terms, competitive rates, and quick decisions made close to home.
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our values
Why Choose BoB
At Bank of Brodhead, we believe banking should feel personal, honest, and local. Every decision, every relationship, and every investment starts right here in our community.
24 hour access
Manage your accounts anytime, anywhere, with secure online and mobile banking.
We're Local
We do business locally, employ local people, and our shareholders are part of this community. We invest where we live and give back to the towns we serve.
Competitive Rates
Enjoy fair, transparent rates designed to help you reach your goals without surprises.
Trustworthy & Honest
We do what we say—and we always do what’s right on behalf of our customers.
Top-Notch Customer Service
We meet you where you are, on your schedule. Real people. Real help.
We’re Personal
You’re never just a number to us. We remember your name, your story, and your goals—because we’re in the people business.
loans
Explore Your Loan Options
Choose the lending solution that matches your needs today. All come with guidance from real people you know and trust.
Mortgages
Home Loans with Local Decisions
Find the right home loan—fixed, adjustable, or first-time buyer programs. Enjoy straightforward terms, competitive rates, and approvals handled by neighbors who know the community.
Fixed & Adjustable Options
Choose predictable fixed payments or flexible adjustable rates—whichever fits your financial plans.
First-Time Buyer Support
We guide you through programs, paperwork, and every step of buying your first home.
Heloc
Borrow Against the Value of Your Home
Leverage your home’s equity for improvements, education, or consolidating debt. Choose between fixed-rate loans or flexible lines of credit—all with predictable payments and local servicing.
Access flexible financing backed by your home.
Borrow confidently with competitive rates and terms designed to fit your budget and your goals.
Use the value you’ve built to move your plans forward.
Your home’s equity can provide flexible, affordable financing for projects or expenses you’re ready to tackle.
Consumer
Finance Life’s Everyday Needs
From new and used vehicles to major personal purchases, get affordable rates and quick approvals that fit your budget and timeline.
Everyday financing made clear, quick, and stress‑free.
Get the funds you need with transparent rates, fast decisions, and friendly local support.
When life happens, we make borrowing easy.
Cover unplanned costs or short‑term needs with a loan that’s simple, clear, and stress‑free.
Auto
Auto Loans That Get You Moving
Whether you're buying new or used, our auto loans offer competitive rates, flexible terms, and quick decisions from a local team you trust.
New & Used Vehicle Financing
Finance your next vehicle with straightforward terms and payments that fit your budget.
Fast Local Decisions
Apply with confidence knowing your loan is handled by lenders who understand our community.
rates
Our Rates
Explore fair, transparent rates for your business or ag operation—with local lending decisions and support from people who know your community.
Term | Min. Required | Min. Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
6 Month | $500 | $500 | 3.929% | 4.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of September 03, 2025.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of September 03, 2025.